FREQUENTLY ASKED QUESTIONS
What is the cost? - Answer
Privacy / Personal information
Yes you can. Your trade is worth something no matter what condition it is in. The difference in its value and what you currently owe on it is equity and you can use this as a down payment. Our associated dealerships have experienced wholesale appraisers and buyers that will set the price on your trade in.
What type of car can I purchase?
That will depend on what amount the financial institution approves you for. Our dealerships sell new and used cars, trucks, mini-vans and sport utilities.
What are the minimum qualifications?
There are many variables in determining this. The best thing for you to do is to submit a credit application and we can go from there. You do need a job and be able to substantiate your income and residence.
I've had repossession less than a year ago. Will I still qualify?
In many cases people have been approved with repossessions on their record.
I've had a bankruptcy. Will I still qualify?
In many cases people have been qualified for financing with a bankruptcy on their record.
I'm currently not yet discharged from my bankruptcy. Will I still qualify?
In many cases people have been qualified for financing even though they have not yet been discharged.
I've never had credit before. Will I still qualify?
In many cases people have been qualified for financing even though they have not yet established any credit. In some cases you might qualify for a Graduate Rebate.
Will Co-signers help?
Yes cosigners can definitely help get a loan approved and lower the interest rate.
What are the monthly payments?
Your monthly payment will depend on many different factors. Price of car, interest rate, length of loan, how much money is put down, etc...
What are the interest rates?
We do not determine the interest rate. The financial institution will determine that when a credit application has been submitted and approved. Our interest rates vary from new vehicle manufacturer sub vented rates as low as 0% to a high of 29% for severe credit challenged individuals. The choice of vehicle can also determine the rate.